> ## Content Index
> Fetch the complete content index at: https://www.riskmarketnews.com/llms.txt
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# December 3, 2015: Climate Talks Pivot to Loss Cost and Sun Superflare Worries
- URL: https://www.riskmarketnews.com/december-3-2015/
- Published: 2015-12-03T07:50:10.000Z
- Updated: 2015-12-03T07:50:10.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### 

### [The Sun Could Release Flares 1000x Greater Than Previously Recorded](http://phys.org/news/2015-12-sun-flares-1000x-greater-previously.html?ref=riskmarketnews.com)

#### [Phys.org](http://phys.org/news/2015-12-sun-flares-1000x-greater-previously.html?ref=riskmarketnews.com)

If the Sun were to superflare the Earth’s communications and energy systems could be at serious risk of failing.

### [Six Things Americans Should Know About Mass Shootings](http://theconversation.com/six-things-americans-should-know-about-mass-shootings-48934?ref=riskmarketnews.com)

#### [The Conversation](http://theconversation.com/six-things-americans-should-know-about-mass-shootings-48934?ref=riskmarketnews.com)

A criminologist reviews recent research to dispel common misconceptions.

### [A Smarter Kind of Crash Test Dummy](http://www.technologyreview.com/news/543951/a-smarter-kind-of-crash-test-dummy/?ref=riskmarketnews.com)

#### [MIT Tech News](http://www.technologyreview.com/news/543951/a-smarter-kind-of-crash-test-dummy/?ref=riskmarketnews.com)

Researchers combine real vehicle, scene, and medical data to simulate car crashes on a supercomputer.

### [Planned Journey to the Mantle of the Earth Will Break Records](http://www.smh.com.au/technology/sci-tech/planned-journey-to-the-mantle-of-the-earth-will-break-records-20151203-glel8i.html?ref=riskmarketnews.com)

#### [Sydney Morning Herald ](http://www.smh.com.au/technology/sci-tech/planned-journey-to-the-mantle-of-the-earth-will-break-records-20151203-glel8i.html?ref=riskmarketnews.com)

Samples taken from drilling super deep into a line of deep trenches, mountains and undersea volcanoes are set to revolutionise earth science.

## Risk Business: What You Need to Read Today

### 

### [‘Loss and Damage’ Creeps in From the Cold at U.N. Climate Talks](http://www.reuters.com/article/2015/12/02/us-climatechange-summit-loss-idUSKBN0TL2Z720151202?ref=riskmarketnews.com#wpoTgbFIUstDjYlE.97)

#### [Reuters](http://www.reuters.com/article/2015/12/02/us-climatechange-summit-loss-idUSKBN0TL2Z720151202?ref=riskmarketnews.com#wpoTgbFIUstDjYlE.97)

In the climate negotiations, there is still a lack of clarity on what “loss and damage” is, and how to resolve it.

### [Insurers Ready to Throw £15 Billion at Pension Deals](http://www.efinancialnews.com/story/2015-12-02/lcp-expects-hike-in-pension-de-risking-transactions-this-year?ref=riskmarketnews.com)

#### [Financial News](http://www.efinancialnews.com/story/2015-12-02/lcp-expects-hike-in-pension-de-risking-transactions-this-year?ref=riskmarketnews.com)

UK pension de-risking deals are set to surge in 2016 as insurers prepare to provide them with record funding of £15 billion – £5 billion more than this year, according to consultant Lane, Clark & Peacock.

### [XL Group Sells $22 Billion of Life Policies at Loss in RGA Deal](http://www.bloomberg.com/news/articles/2015-12-02/rga-adds-22-billion-of-life-policies-in-deal-with-mcgavick-s-xl?ref=riskmarketnews.com)

#### [Bloomberg](http://www.bloomberg.com/news/articles/2015-12-02/rga-adds-22-billion-of-life-policies-in-deal-with-mcgavick-s-xl?ref=riskmarketnews.com)

The deal represents about $22 billion of insurance in force and XL expects to record a net loss of about $34 million tied to the transaction.

### [BoE Warns Insurers on Temptations of Tapping Reserves](http://uk.reuters.com/article/2015/12/02/uk-boe-insurance-regulations-idUKKBN0TL1UT20151202?ref=riskmarketnews.com)

#### [Reuters](http://uk.reuters.com/article/2015/12/02/uk-boe-insurance-regulations-idUKKBN0TL1UT20151202?ref=riskmarketnews.com)

Britain’s insurers were warned by the Bank of England on Wednesday not to dip into their reserves to flatter earnings if doing so would undermine their resilience to market shocks.