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# January 28, 2015: Embracing the Madden-Julian Oscillation and Stressing Out Florida Insurers
- URL: https://www.riskmarketnews.com/january-28-2015-qa-rms-cto-embracing-madden-julian-oscillation-stressing-florida-insurers/
- Published: 2015-01-28T06:54:31.000Z
- Updated: 2015-01-28T06:55:09.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### [Ebola crisis: World ‘Dangerously Unprepared’ for Future Pandemics](http://www.bbc.com/news/world-31013636?ref=riskmarketnews.com)

#### [BBC](http://www.bbc.com/news/world-31013636?ref=riskmarketnews.com)

IThe world is “dangerously unprepared” for future deadly pandemics like the Ebola outbreak in West Africa, the president of the World Bank has warned.

### [National Space Organization to Launch Satellite to Help Predict Earthquakes](http://www.chinapost.com.tw/taiwan/national/national-news/2015/01/28/427613/National-Space.htm?ref=riskmarketnews.com)

#### [China Post](http://www.chinapost.com.tw/taiwan/national/national-news/2015/01/28/427613/National-Space.htm?ref=riskmarketnews.com)

he National Space Organization announced yesterday that it will launch a satellite for the study of the ionosphere and earthquake prediction early next year with the help of the U.S.

### [On the Right Track for Tropical Clouds](http://phys.org/news/2015-01-track-tropical-clouds.html?ref=riskmarketnews.com)

#### [Phys.org](http://phys.org/news/2015-01-track-tropical-clouds.html?ref=riskmarketnews.com)

Understanding the Madden-Julian Oscillation could allow accurate weather forecasts beyond 10 days, enabling better prediction of severe storms.

### [How New York City Over- and Under-Prepared for 6 Other Big Storms](http://nymag.com/daily/intelligencer/2015/01/big-new-york-city-storm-preparations.html?ref=riskmarketnews.com)

#### [New York Magazine](http://nymag.com/daily/intelligencer/2015/01/big-new-york-city-storm-preparations.html?ref=riskmarketnews.com)

While history gets to work on judging the current blizzard, here’s a look at how New York’s over- and under-preparation for six big storms played

## Risk Business: What You Need to Read Today

### [Africa Agency to Offer Insurance Against Ebola](http://www.ft.com/intl/cms/s/0/c1f7ab98-a6ca-11e4-8a71-00144feab7de.html?ref=riskmarketnews.com#axzz3Q7CCT9PS)

#### [FT (sub may be required)](http://www.ft.com/intl/cms/s/0/c1f7ab98-a6ca-11e4-8a71-00144feab7de.html?ref=riskmarketnews.com#axzz3Q7CCT9PS)

African Risk Capacity said move was initiated by its member states’ requests as Ebola claimed more than 8,600 lives in Sierra Leone, Guinea and Liberia.

### [Florida CFO: Stress Tests Might Instill Confidence in Insurers](http://www.miamiherald.com/news/state/florida/article8317332.html?ref=riskmarketnews.com)

#### [Miami Herald](http://www.miamiherald.com/news/state/florida/article8317332.html?ref=riskmarketnews.com)

Florida’s top financial officer said Tuesday that creating and publicizing a “stress test” will help instill public confidence in the smaller insurers that have come to dominate Florida’s property insurance market.

### [HCI Group: More Risk, Less Return](http://seekingalpha.com/article/2855766-hci-group-more-risk-less-return?ref=riskmarketnews.com)

#### [Seeking Alpha](http://seekingalpha.com/article/2855766-hci-group-more-risk-less-return?ref=riskmarketnews.com)

HCI’s new takeouts mark a strategic shift toward high-risk low-return policies.

### [Insurers Forecast for a Mere 1 Percent in Revenue Growth in 2015](http://www.smh.com.au/business/insurers-forecast-for-a-mere-1-per-cent-in-revenue-growth-in-2015-20150128-1307ys.html?ref=riskmarketnews.com)

#### [Sydney Morning Herald](http://www.smh.com.au/business/insurers-forecast-for-a-mere-1-per-cent-in-revenue-growth-in-2015-20150128-1307ys.html?ref=riskmarketnews.com)

After years of double digit premium hikes that fuelled mega profits, Australian insurers are bracing for a significant slowdown in revenue growth.