> ## Content Index
> Fetch the complete content index at: https://www.riskmarketnews.com/llms.txt
> Use this file to discover other available public pages before exploring further.

# January 29, 2016: Mortality Risk in Black and White, Un(Fair) Wildfire Insurance and the Urge to Merge
- URL: https://www.riskmarketnews.com/january-29-2016-mortality-risk-in-black-and-white-unfair-wildfire-insurance-and-the-urge-to-merge/
- Published: 2016-01-29T07:36:42.000Z
- Updated: 2016-01-29T07:36:42.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### [Death Rate Improvements for Whites Have Stalled](http://www.bloomberg.com/news/articles/2016-01-29/death-rate-improvements-for-whites-have-stalled?ref=riskmarketnews.com)

#### [Bloomberg](http://www.bloomberg.com/news/articles/2016-01-29/death-rate-improvements-for-whites-have-stalled?ref=riskmarketnews.com)

Whites of all ages are dying earlier than historical trends would have predicted.

### [Why Was the Blizzard of 2016 So Easy to Predict? We Can Trace It to the Tropics.](https://www.washingtonpost.com/news/capital-weather-gang/wp/2016/01/28/why-was-the-blizzard-of-2016-so-easy-to-predict-we-can-trace-it-to-the-tropics/?ref=riskmarketnews.com)

#### [Washington Post](https://www.washingtonpost.com/news/capital-weather-gang/wp/2016/01/28/why-was-the-blizzard-of-2016-so-easy-to-predict-we-can-trace-it-to-the-tropics/?ref=riskmarketnews.com)

There was an overpowering connection between the Blizzard of 2016 and the weather in the tropical Pacific Ocean

### [Earth Movements That Don’t Shake Could Forecast Large Quakes](http://www.scientificamerican.com/article/earth-movements-that-don-t-shake-could-forecast-large-quakes/?ref=riskmarketnews.com)

#### [Scientific American](http://www.scientificamerican.com/article/earth-movements-that-don-t-shake-could-forecast-large-quakes/?ref=riskmarketnews.com)

Temblors off northeastern Japan are often preceded by subtle slips along seafloor faults.

### [Europe’s Recent Summers Were the Wwarmest in 2,000 Years’](http://www.bbc.com/news/science-environment-35431375?ref=riskmarketnews.com)

#### [BBC](http://www.bbc.com/news/science-environment-35431375?ref=riskmarketnews.com)

The past 30 years in Europe have likely been the warmest in more than two millennia, according to new research.

## Risk Business: What You Need to Read Today

### 

### [U.S. Utilities Worry About Cyber Cover after Ukraine Grid Attack](http://www.reuters.com/article/us-cyber-insurance-utilities-idUSKCN0V628N?ref=riskmarketnews.com)

#### [Reuters](http://www.reuters.com/article/us-cyber-insurance-utilities-idUSKCN0V628N?ref=riskmarketnews.com)

A similar attack in the United States could cripple utilities and leave millions of people in the dark, costing the economy more than $200 billion.

### [Insurance Debate Flares as Climate Change Boosts Wildfire Risk](http://www.eenews.net/stories/1060031287?ref=riskmarketnews.com)

#### [ClimateWire](http://www.eenews.net/stories/1060031287?ref=riskmarketnews.com)

Some analysts fear that opening up the state-sanctioned insurance program undercuts the private market’s ability to address mounting climate threats that are fueling damaging wildfires.

### [Insurers Facing Pressure to Merge](http://www.theaustralian.com.au/business/financial-services/insurers-facing-pressure-to-merge/news-story/f991e1b806e1e87f4bc0b4db7260e1c6?ref=riskmarketnews.com)

#### [Australian Business Review](http://www.theaustralian.com.au/business/financial-services/insurers-facing-pressure-to-merge/news-story/f991e1b806e1e87f4bc0b4db7260e1c6?ref=riskmarketnews.com)

Prolonged competitive pressure and an unusual string of natural catastrophes could be setting up the Australian insurers as a sector ripe for mergers.

### [MIT Spinout Insurify Raises $2 Million To Replace Human Insurance Agents With A Robot](http://techcrunch.com/2016/01/28/mit-spinout-insurify-raises-2-million-to-replace-human-insurance-agents-with-a-robot/?ref=riskmarketnews.com)

#### [TechCrunch](http://techcrunch.com/2016/01/28/mit-spinout-insurify-raises-2-million-to-replace-human-insurance-agents-with-a-robot/?ref=riskmarketnews.com)

Insurify, a startup out of MIT, announced the launch Expert Virtual Insurance Agent, an artificially intelligent virtual insurance agent that finds you better car insurance using a photo of your license plate.