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# January 4, 2016: Finding Fault with California Earthquakes and "Backwater" Regulators Breaking Up Insurers
- URL: https://www.riskmarketnews.com/january-4-2016-finding-fault-with-california-earthquakes-and-backwater-regulators-breaking-up-insurers/
- Published: 2016-02-04T07:21:22.000Z
- Updated: 2016-02-04T07:21:22.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### [Research Team Finds Link Between Fault Line Slippage, Large Earthquakes](http://www.dailycal.org/2016/02/03/research-team-finds-link-fault-line-slippage-large-earthquakes/?ref=riskmarketnews.com)

#### [The Daily Californian ](http://www.dailycal.org/2016/02/03/research-team-finds-link-fault-line-slippage-large-earthquakes/?ref=riskmarketnews.com)

Movement along fault lines may be a strong indicator of when large earthquakes will occur.

### [UK Floods Tied to Climate Change](http://www.nature.com/nature/journal/v530/n7588/full/530008a.html?ref=riskmarketnews.com)

#### [Nature (sub may be required)](http://www.nature.com/nature/journal/v530/n7588/full/530008a.html?ref=riskmarketnews.com)

The risk of extreme winter rainstorms in southern England, such as those that caused widespread flooding in January 2014, has increased as a result of climate warming.

### [New Zealand and Pacific ‘Not Off the Hook’ as Tropical Cyclone Season Starts to Peak](http://www.stuff.co.nz/environment/climate-news/76470070/New-Zealand-and-Pacific-not-off-the-hook-as-tropical-cyclone-season-starts-to-peak?ref=riskmarketnews.com)

#### [Stuff.co.nz](http://www.stuff.co.nz/environment/climate-news/76470070/New-Zealand-and-Pacific-not-off-the-hook-as-tropical-cyclone-season-starts-to-peak?ref=riskmarketnews.com)

Conditions are ripe for a tropical cyclone to form over the southwest Pacific as storm season reaches its height.

### [Scientists Solve 50-Year-Old Mystery of Alaska Tsunami](http://www.foxnews.com/science/2016/02/03/scientists-solve-50-year-old-mystery-alaska-tsunami.html?ref=riskmarketnews.com)

#### [Fox News](http://www.foxnews.com/science/2016/02/03/scientists-solve-50-year-old-mystery-alaska-tsunami.html?ref=riskmarketnews.com)

For 50 years, scientists struggled to understand what sparked a devastating tsunami that leveled a remote village in Alaska.

## Risk Business: What You Need to Read Today

### [MetLife, AIG Spinoffs of U.S. Insurance Units Show “Disruptive” Fiduciary Rules, Not Just Capital Needs](http://blogs.reuters.com/financial-regulatory-forum/2016/02/03/metlife-aig-spinoffs-of-u-s-insurance-units-show-disruptive-fiduciary-rules-not-just-capital-needs/?ref=riskmarketnews.com)

#### [Reuters Regulatory Intelligence ](http://blogs.reuters.com/financial-regulatory-forum/2016/02/03/metlife-aig-spinoffs-of-u-s-insurance-units-show-disruptive-fiduciary-rules-not-just-capital-needs/?ref=riskmarketnews.com)

The American insurance industry is being rapidly reshaped from a state-regulated backwater by what an industry group calls the “disruptive” impact of government regulation.

### [Munich Re Jumps Most in Four Years After Dividend Beats Forecast](http://www.bloomberg.com/news/articles/2016-02-04/munich-re-raises-dividend-as-quarterly-profit-remains-unchanged?ref=riskmarketnews.com)

#### [Bloomberg](http://www.bloomberg.com/news/articles/2016-02-04/munich-re-raises-dividend-as-quarterly-profit-remains-unchanged?ref=riskmarketnews.com)

“Due to the fact that the market environment is so challenging, the 2015 result is pleasing.”

### [Insurer Beazley Sees Falling Rates, Margin Pressure in 2016](http://uk.reuters.com/article/uk-beazley-results-idUKKCN0VD0NH?ref=riskmarketnews.com)

#### [Reuters](http://uk.reuters.com/article/uk-beazley-results-idUKKCN0VD0NH?ref=riskmarketnews.com)

Falling rates continue to put pressure on margins.

### [Climate of Concern as Insurers Miss the Mark with Costs](http://www.theaustralian.com.au/business/opinion/richard-gluyas-banking/climate-of-concern-as-insurers-miss-the-mark-with-costs/news-story/705afa91b842dc77b242efbdc8e8ffff?ref=riskmarketnews.com)

#### [Australian Business Review](http://www.theaustralian.com.au/business/opinion/richard-gluyas-banking/climate-of-concern-as-insurers-miss-the-mark-with-costs/news-story/705afa91b842dc77b242efbdc8e8ffff?ref=riskmarketnews.com)

One of the insurance industry’s core skills — pricing for natural-peril risks like floods and earthquakes — has been sadly lacking in recent times.