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# July 15, 2016: P/C Investments Scrape the Bottom, Florida Insurance Regulator Pushes Back and Don't Worry, the Hurricanes are Coming 
- URL: https://www.riskmarketnews.com/july-15-2016-pc-investments-scrape-bottom-florida-insurance-regulator-pushes-back-dont-worry-hurricanes-coming/
- Published: 2016-07-15T06:56:27.000Z
- Updated: 2016-07-15T06:56:27.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### [Where Are the Hurricanes?](http://www.nytimes.com/2016/07/15/opinion/where-are-the-hurricanes.html?%5Fr=0&ref=riskmarketnews.com)

#### [New York Times](http://www.nytimes.com/2016/07/15/opinion/where-are-the-hurricanes.html?%5Fr=0&ref=riskmarketnews.com)

So where are the powerful hurricanes? They’re coming.

### [Can States Stop Man-Made Earthquakes?](http://www.pewtrusts.org/en/research-and-analysis/blogs/stateline/2016/07/14/can-states-stop-man-made-earthquakes?ref=riskmarketnews.com)

#### [Stateline, Pew Research](http://www.pewtrusts.org/en/research-and-analysis/blogs/stateline/2016/07/14/can-states-stop-man-made-earthquakes?ref=riskmarketnews.com)

Scientists and state regulators are gradually getting closer to pinpointing the cause of the startling increase in earthquakes in the Central and Eastern U.S., and preventing them.

### [Odds Lower for Hurricane-Sparking La Nina](http://www.bloomberg.com/news/articles/2016-07-14/odds-lower-for-hurricane-sparking-la-nina-that-remains-likely?ref=riskmarketnews.com)

#### [Bloomberg](http://www.bloomberg.com/news/articles/2016-07-14/odds-lower-for-hurricane-sparking-la-nina-that-remains-likely?ref=riskmarketnews.com)

U.S. forecasters now say it’s a little less likely that this year will see a weather-roiling La Nina that could dry up crops in Brazil and trigger more Atlantic hurricanes.

### [These Disaster Machines Could Help Humanity Prepare for Cataclysms](http://www.sciencemag.org/news/2016/07/these-disaster-machines-could-help-humanity-prepare-cataclysms?ref=riskmarketnews.com)

#### [Science](http://www.sciencemag.org/news/2016/07/these-disaster-machines-could-help-humanity-prepare-cataclysms?ref=riskmarketnews.com)

Descriptions of these disaster labs are often couched in superlatives: the biggest, the longest, the most powerful.

## Risk Business: What You Need to Read Today

### [Sinking Yields Drag Investment Income to 12-Year Low at Insurers](http://www.bloomberg.com/news/articles/2016-07-14/sinking-yields-drag-investment-income-to-12-year-low-at-insurers?ref=riskmarketnews.com)

#### [Bloomberg](http://www.bloomberg.com/news/articles/2016-07-14/sinking-yields-drag-investment-income-to-12-year-low-at-insurers?ref=riskmarketnews.com)

U.S. property-casualty insurers’ quarterly investment income dropped to the lowest since 2004 as falling bond yields pressured the industry.

### [Portfolio Diversification Benefits of Insurance-Linked Securities](http://video.cfainstitute.org/services/player/bcpid3577743869001?bckey=AQ~~,AAABE5oc3%5FE~,Leu10fA0D1sc9Dh9wz3oyrstQJ-PkzpJ&bctid=4967379002001&ref=riskmarketnews.com)

#### [CFA Institute (direct to video)](http://video.cfainstitute.org/services/player/bcpid3577743869001?bckey=AQ~~,AAABE5oc3%5FE~,Leu10fA0D1sc9Dh9wz3oyrstQJ-PkzpJ&bctid=4967379002001&ref=riskmarketnews.com)

Laura Taylor of Nephila Capital defines insurance-linked securities and how this zero-beta, virtually uncorrelated asset class performs against traditional and alternative asset classes during market crises.

### [Barents Re Shows How There is Still Growth in Reinsurance for Agile Players](http://www.europeanceo.com/business-and-management/barents-re-shows-how-there-is-still-growth-in-reinsurance-for-agile-players/?ref=riskmarketnews.com)

#### [European CEO](http://www.europeanceo.com/business-and-management/barents-re-shows-how-there-is-still-growth-in-reinsurance-for-agile-players/?ref=riskmarketnews.com)

Those reinsurance firms that stayed true to their principles and key markets during the last financial crisis are now best-placed to take advantage of the subsequent market conditions.

### [A Consumer-Friendly Insurance Commissioner?](http://www.sun-sentinel.com/opinion/editorials/fl-editorial-insurance-20160714-story.html?ref=riskmarketnews.com)

#### [Sun Sentinel](http://www.sun-sentinel.com/opinion/editorials/fl-editorial-insurance-20160714-story.html?ref=riskmarketnews.com)

The new commissioner as appealed a court ruling in favor of State Farm and forced Heritage Property & Casualty to withdraw its request for a statewide 14.9 percent increase.