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# March 20, 2015: Lawsky Eyes Insurance Pricing Models and the U.S. Spring Forecast is Foreboding
- URL: https://www.riskmarketnews.com/march-20-2015-lawsky-eyes-insurance-pricing-models-and-the-u-s-spring-forecast-is-foreboding/
- Published: 2015-03-20T09:43:23.000Z
- Updated: 2015-03-20T09:43:23.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### [Spring Weather Outlook: Drought in West, Floods in East](http://www.cbsnews.com/news/spring-weather-outlook-drought-in-west-floods-in-east/?ref=riskmarketnews.com)

#### [CBS News](http://www.cbsnews.com/news/spring-weather-outlook-drought-in-west-floods-in-east/?ref=riskmarketnews.com)

The dire prediction was made Thursday as part of the National Oceanic Atmospheric Administration’s Spring Outlook for April to June.

### [Cyclone Nathan: Premier Says Far north Queensland Has Been Spared Serious Damage](http://www.theguardian.com/australia-news/2015/mar/20/cyclone-nathan-hits-far-north-queensland?ref=riskmarketnews.com)

#### [The Guardian](http://www.theguardian.com/australia-news/2015/mar/20/cyclone-nathan-hits-far-north-queensland?ref=riskmarketnews.com)

No injuries reported after category four storm made landfall between Cape Melville and Cape Flattery.

### [Should Oil Companies Be Liable for Earthquake-Related Damage?](http://www.marketplace.org/topics/sustainability/should-oil-companies-be-liable-earthquake-related-damage?ref=riskmarketnews.com)

#### [Marketplace](http://www.marketplace.org/topics/sustainability/should-oil-companies-be-liable-earthquake-related-damage?ref=riskmarketnews.com)

The Oklahoma Supreme Court will soon rule on a case that could hold oil and gas companies liable for earthquake-related damage.

### [The Severe Challenges of Bringing Cyclone Relief to Vanuatu](http://www.wired.com/2015/03/severe-challenges-bringing-cyclone-relief-vanuatu/?ref=riskmarketnews.com)

#### [Wired](http://www.wired.com/2015/03/severe-challenges-bringing-cyclone-relief-vanuatu/?ref=riskmarketnews.com)

Vanuatu’s recovery has only just begun.

## Risk Business: What You Need to Read Today

### [Acts of God, Acts of Man (And Acts of Bankers)](http://www.moneymarketing.co.uk/Journals/2015/03/19/20150313-Aberdeen-Monthly-Investment-Insight-Acts-of-god-acts-of-man-414717.pdf?ref=riskmarketnews.com)

#### [Aberdeen Monthly Market Insight (links directly to PDF)](http://www.moneymarketing.co.uk/Journals/2015/03/19/20150313-Aberdeen-Monthly-Investment-Insight-Acts-of-god-acts-of-man-414717.pdf?ref=riskmarketnews.com)

Esoteric markets are seeing the ‘benefit’ of this central bank largesse – perhaps one of the more interesting being global insurance,

### [N.Y. Regulator Studying How Car, Other Insurance Rates Are Set](http://www.wsj.com/articles/n-y-regulator-studying-how-car-other-insurance-rates-are-set-1426793439?ref=riskmarketnews.com)

#### [WSJ (sub may be required)](http://www.wsj.com/articles/n-y-regulator-studying-how-car-other-insurance-rates-are-set-1426793439?ref=riskmarketnews.com)

Financial watchdog Benjamin Lawsky sends letter to insurers inquiring about mathematical pricing models.

### [UK Alternative Insurance Plan Positive, Questions Remain](https://www.fitchratings.com/gws/en/fitchwire/fitchwirearticle/UK-Alternative-Insurance?pr%5Fid=981628&cm%5Fsp=homepage-%5F-FitchWire-%5F-Fitch:%20UK%20Alternative%20Insurance%20Plan%20Positive,%20Questions%20Remain&ref=riskmarketnews.com)

#### [Fitch Ratings](https://www.fitchratings.com/gws/en/fitchwire/fitchwirearticle/UK-Alternative-Insurance?pr%5Fid=981628&cm%5Fsp=homepage-%5F-FitchWire-%5F-Fitch:%20UK%20Alternative%20Insurance%20Plan%20Positive,%20Questions%20Remain&ref=riskmarketnews.com)

Little detail on the plans is yet available and there are many uncertainties that could affect the attractiveness of London as a domicile for ILS.

### [Japan Insurer Nippon Life Says May Spend $12 Bln to Buy New Assets Over 10 Years](http://www.reuters.com/article/2015/03/20/nippon-life-ins-ma-idUSL3N0WM09M20150320?ref=riskmarketnews.com)

#### [Reuters](http://www.reuters.com/article/2015/03/20/nippon-life-ins-ma-idUSL3N0WM09M20150320?ref=riskmarketnews.com)

Japan’s largest private-sector life insurer said it plans the investment drive over the next decade as it seeks to raise earnings outside its domestic insurance base