> ## Content Index
> Fetch the complete content index at: https://www.riskmarketnews.com/llms.txt
> Use this file to discover other available public pages before exploring further.

# March 4, 2016: Negative Rates Knockout Blow to Insurers and Houston Is Hurricane Risk Ground Zero
- URL: https://www.riskmarketnews.com/march-4-2016-negative-rates-knockout-blow-insurers-houston-hurricane-risk-ground-zero/
- Published: 2016-03-04T07:42:20.000Z
- Updated: 2016-03-04T07:42:20.000Z
- Author: Chris Westfall

## Risk Science: What You Need to Read Today

### [Hell and High Water](https://projects.propublica.org/houston/?ref=riskmarketnews.com)

#### [Pro Publica](https://projects.propublica.org/houston/?ref=riskmarketnews.com)

Houston is the fourth-largest city in the country. And it’s a sitting duck for the next big hurricane. Learn why Texas isn’t ready.

### [El Niño’s Parade of ‘Atmospheric River’ Storms is Finally Coming to California](http://mashable.com/2016/03/03/el-nino-atmospheric-river-storms-california/?ref=riskmarketnews.com#Ml06XHlZ0gqd)

#### [Mashable](http://mashable.com/2016/03/03/el-nino-atmospheric-river-storms-california/?ref=riskmarketnews.com#Ml06XHlZ0gqd)

El Niño: What took you so long?

### [After The Big One](http://motherboard.vice.com/after-the-big-one?ref=riskmarketnews.com)

#### [Vice Motherboard](http://motherboard.vice.com/after-the-big-one?ref=riskmarketnews.com)

An immersive, reported science fiction saga about surviving the coming mega-quake.

### [(Rain)Cloud Computing: Researchers Work to Improve How We Predict Climate Change](http://phys.org/news/2016-03-raincloud-climate.html?ref=riskmarketnews.com)

#### [Phys.org](http://phys.org/news/2016-03-raincloud-climate.html?ref=riskmarketnews.com)

Two scientists are working on simulations and techniques to project what the climate will look like 100 years from now.

## Risk Business: What You Need to Read Today

### [Negative Rates and Insurers: Be Afraid](http://www.wsj.com/articles/negative-rates-and-insurers-be-afraid-1457030114?ref=riskmarketnews.com)

#### [WSJ (sub may be required)](http://www.wsj.com/articles/negative-rates-and-insurers-be-afraid-1457030114?ref=riskmarketnews.com)

Interest rates are critical to insurers’ investment returns, and moves into negative territory present a growing threat.

### [Pensions and Insurance May be Undone by Negative Rates](http://www.ifre.com/pensions-and-insurance-may-be-undone-by-negative-rates/21237684.article?ref=riskmarketnews.com)

#### [International Financial Review](http://www.ifre.com/pensions-and-insurance-may-be-undone-by-negative-rates/21237684.article?ref=riskmarketnews.com)

Forget cash, or even politics, the real obstacles which may make negative interest rates unworkable in some larger economies are pension and insurance obligations.

### [Insurance Task Force Dumps on Northern Australia Mutual](http://www.afr.com/news/politics/insurance-taskforce-dumps-on-northern-australia-mutual-20160304-gnal7o?ref=riskmarketnews.com)

#### [Australian Financial Review](http://www.afr.com/news/politics/insurance-taskforce-dumps-on-northern-australia-mutual-20160304-gnal7o?ref=riskmarketnews.com)

Insurers will likely be left alone to bear $5 billion of cyclone damage claims in northern Australia after a report rejected their demand for federal government assistance.

### [As Time Runs Out for Insurance Reforms, Citizens Turns Up Heat on Water Loss Warnings](http://www.sun-sentinel.com/business/consumer/fl-citizens-insurance-sounds-alarm-20160303-story.html?ref=riskmarketnews.com)

#### [Sun Sentinel ](http://www.sun-sentinel.com/business/consumer/fl-citizens-insurance-sounds-alarm-20160303-story.html?ref=riskmarketnews.com)

Policies that now average $2,880 in Miami-Dade could be increased by the maximum allowable 10 percent a year and total more than $4,000 in five years, Citizens warns.