Climate-driven insurance costs are diverging systematically by portfolio size, handing the largest multifamily owners a catastrophe-risk pricing advantage that is not only compressing yields on climate-exposed real estate but increasingly determining who gets to own the assets and at what basis.
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Markets
Institutional, Climate-Exposed Multifamily Buyers Are Getting an Insurance Discount Smaller Owners Can't Match
Insurance pricing rewards scale like no other operating cost, and it's quietly deciding who owns climate-exposed multifamily.