Model Skepticism
There is an "expectations gap" between risk science and what the market and insureds are will to accept.
Read next
Trump Proposal Wants to Replace Disaster Aid With Parametric Financing. The Question Is Who Will Pull the Trigger?
A White House council's sweeping FEMA overhaul would replace loss-based disaster reimbursements with parametric block grants, accelerating both the retreat of federal flood insurance and the case for private catastrophe modelers as essential infrastructure in U.S. disaster finance.
How Markets and Models Are Reading The 2026 Hurricane Season
Join a live Risky Science Podcast discussion
As the Hard Market Fades, the Flood Problem Stays
The hard market has peaked, the diversification trade is on, and nobody is stepping up to close the US flood coverage gap.
