Flood 'Hotspots' Are Clustering Throughout US and Outrunning the Insurance Map
New research maps America's fastest-growing flood "hotspots" — 22 million people concentrated along the Gulf Coast and Southeast — and finds they're absorbing billions in losses the insurance map never priced.
Banks Say They Are Passing on Data Center Loans Insurers, Reinsurers Are Happy to Fund
Major banks are passing on riskier data center loans, leaving insurers, reinsurers and private credit firms eager to fund the AI build-out.
Reinsurance is one reason Florida homeowners pay so much to insure against hurricanes. It is the largest component of hurricane-insurance premiums in the state and can cost four times the expected loss being transferred.
New research argues that part of that price reflects something other than hurricane risk: the cost of capital and the structure of the reinsurance market.
